Quality dental care should never be delayed because of financial uncertainty. Millennium Smiles is committed to making treatment accessible and straightforward for every patient — whether that means working with your insurance provider, offering monthly financing through CareCredit, or providing an in-house membership plan designed for patients without traditional coverage. The team works directly with patients to explain costs, maximize benefits, and identify the most affordable path forward before treatment begins.
Dental Insurance
Millennium Smiles accepts all PPO dental insurance plans, with the exception of Careington and CoreSource. The administrative team handles claims filing at the time of each visit, so patients can focus on their care rather than paperwork. For patients who are unsure about what their plan covers, the front office is available to verify benefits and provide a clear estimate of out-of-pocket costs before any procedure is scheduled.
Insurance coverage varies depending on the type of treatment — preventive services such as exams and cleanings are typically covered at a higher percentage, while restorative, cosmetic, and specialty procedures may have different benefit levels. The team at Millennium Smiles helps patients understand these distinctions so there are no surprises when it comes to billing.
CareCredit Financing
For treatments not fully covered by insurance — or for patients without dental coverage — CareCredit offers a flexible financing solution that allows care to move forward without delay. CareCredit is a healthcare-specific credit card that provides affordable monthly payment plans, including promotional periods with no interest when balances are paid within the designated time frame. Approval can often be completed in minutes, making it a convenient option for everything from same-day crowns and dental implants to orthodontics, TMJ therapy, and cosmetic procedures.
Millennium Smiles Membership Plan
The Millennium Smiles Membership Plan is designed for patients who want consistent, high-quality dental care without the limitations of traditional insurance. Unlike insurance carriers that may adjust covered services to protect their own profitability, this in-house plan keeps the focus entirely on the patient’s oral health. Three plan tiers are available to match different needs:
- Adult Preventive Plan: comprehensive coverage for routine exams, cleanings, imaging, and preventive care for adult patients
- Periodontal Plan: tailored for patients who require ongoing periodontal maintenance and deeper-level gum care
- Child Preventive Plan: preventive services designed for pediatric patients, supporting early oral health habits and developmental monitoring
Each plan offers benefits at its own rate, and the team can help assess which tier best fits a patient’s current health needs and long-term goals. The membership plan is available to all patients regardless of whether they also carry dental insurance.
Discount Plans
Adult Preventative
$450
- 2 Cleanings
- 2 Periodic Exams
- 1 Limited Emergency Exam
- 10% Additional Discount on Dental Treatment
Periodontal
$750
- 2 Periodic Exams
- 4 Periodontal Cleanings
- 1 Limited Emergency Exam
- 10% Additional Discount on Dental Treatment
Child Preventative
$350
- 2 Cleanings
- 2 Periodic Exams
- 1 Limited Emergency Exam
- 10% Additional Discount on Dental Treatment
Additional Payment Options
Millennium Smiles accepts multiple forms of payment to provide flexibility at every visit. Accepted payment methods include cash, personal checks, all major credit cards, and HSA/FSA dollars. Patients who use health savings accounts or flexible spending accounts can apply pre-tax dollars toward eligible dental services — a smart way to reduce out-of-pocket expenses for procedures such as implants, orthodontics, and restorative care.
Frequently Asked Questions About Insurance and Financing
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Millennium Smiles accepts all PPO dental insurance plans with the exception of Careington and CoreSource. The front office team can verify benefits and coverage details before any appointment.
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Yes. The administrative team files all insurance claims at the time of the visit, so patients do not need to handle claims submission on their own.
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CareCredit financing is available for treatments that fall outside insurance coverage. The Millennium Smiles Membership Plan is also an option for patients seeking an alternative to traditional insurance, and HSA/FSA dollars can be applied to eligible services.
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CareCredit is a healthcare credit card that offers monthly payment plans for dental procedures. Promotional financing options may include interest-free periods when the balance is paid within the designated term. Patients can apply and often receive approval within minutes.
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Yes. Millennium Smiles accepts HSA and FSA dollars for eligible dental services, allowing patients to use pre-tax funds toward treatments such as exams, cleanings, implants, orthodontics, and restorative procedures.
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The Millennium Smiles Membership Plan is ideal for patients who do not have traditional dental insurance, as well as those who want comprehensive preventive care without the restrictions and limitations that insurance companies often impose. Three tiers are available — adult preventive, periodontal, and child preventive — to match individual or family needs.
Why Patients Trust Millennium Smiles With Their Investment
Dental care is a meaningful investment in health and quality of life, and Millennium Smiles treats it that way. Dr. Korous and the team take the time to present every treatment option with complete transparency — explaining not only the clinical rationale but also the associated costs, insurance considerations, and financing possibilities. Patients are never pressured into treatment and always have the information they need to make confident, informed decisions. Combined with advanced technology that often reduces the number of visits required — including same-day crowns, digital implant planning, and laser procedures — patients receive exceptional value alongside exceptional care.
Whole-Patient Philosophy at Millennium Smiles
Our whole-patient philosophy is at the heart of what we do. We believe in listening to our patients first, conducting comprehensive examinations, and providing thorough education to ensure informed, empowered decision-making. This approach acknowledges that oral health, airway health, and overall well-being are deeply interconnected, reflecting Dr. Korous’s training in a biologically respectful, whole-patient approach to care.
Get Started at Millennium Smiles in Frisco, TX
Financial concerns should never stand between a patient and the care they deserve. The team at Millennium Smiles is ready to help navigate insurance benefits, financing options, and membership plans to find the most comfortable path forward. Contact either Frisco location — Main Road or Lebanon Road — to schedule an appointment, verify insurance coverage, or learn more about the payment options available.